Insights
Uncover valuable
insights from data
While accessing data is a crucial step in developing a financial application, extracting insights from it is what truly unlocks its value. With Basiq's comprehensive data overlay services, you can harness the power of data and focus on delivering value to your end users.
Used by innovative organisations
Gain a deeper understanding of your customers
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Affordability
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Expenses
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Income
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Liabilities
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Assets
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Affordability
Complete picture of your customer’s financial position based on expenses, income, liabilities and assets.
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Expenses
Generate a view of spend behaviour through an aggregated list of expenses with expense categorisation.
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Income
Instantly identify income sources and get a complete view of income across all connected accounts.
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Liabilities
Gain insight into a user’s liabilities across mortgages, loans, credit cards and other financial instruments.
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Assets
Generate a snapshot of a user’s assets across banks, superannuation funds and other financial institutions.
Uncover a complete financial picture of your customer
Gain a deeper understanding of the true nature of transactions, financial commitments, income sources, expenditure categories, and much more.
Utilise these insights to help streamline credit decisions, provide personal financial management tools, and onboard tenants for property leasing.
Configure insights that you need
We understand that different businesses require different data points for their specific use case. To provide greater flexibility in accessing insights, we have curated a library of more than 300 attributes and metrics that can be used to generate customised reports according to your unique requirements.
Unmatched depth with Data enrichment
Obtain enriched transaction details such as merchant, location, and category of each expense transaction. Accurately categorise living expenses into more than 500 categories based on ANZSIC classifications to gain a comprehensive understanding of spend behaviour.
Built for developers
Get a head start with our developer guides, and make your first call to our APIs within a few minutes. Simple to use, RESTful, and fully documented APIs that help you integrate seamlessly with your application. Our intuitive sandbox allows you to test your apps before going live.
Get started
{
curl --request POST \
--url https://au-api.basiq.io/reports \
--header 'accept: application/json' \
--header 'authorization: Bearer {token}' \
--header 'content-type: application/json' \
--data '
{
"reportType": "CON_AFFOR_01",
"title": "John Smith Affordability Report 2022-03-26",
"filters": [
{
"name": "fromDate",
"value": "2022-01-01"
},
{
"name": "toDate",
"value": "2023-01-01"
},
{
"name": "accounts",
"value": [
"ag829sj",
"aj82gka"
]
},
{
"name": "users",
"value": [
"272af9fa-0f4a-44dc-bf88-a63bec2d0662"
]
}
]
}
{
"type": "job",
"id": "b1824ad0-73f1-0138-3700-0a58a9feac09",
"links": {
"self": "https://au-api.basiq.io/jobs/b1824ad0-73f1-0138-3700-0a58a9feac09"
}
Developer quick start guides
Everything you need to successfully integrate with the Basiq API.
Learn more